After being licensed to sell health insurance for 45 years, I am totally convinced of the old saw that it is easier to con people than to convince them that they have been conned. The fact that America’s Health Insurance Plans assisted in the writing of Obamacare while they funded a $83 million campaign against it through the Chamber of Commerce assured that they couldn’t lose. When they first offered plans through the ACA they offered much lower premiums than were called for, to remain competitive, because they felt the Federal Government would bail them out with the excess risk portions of the law. Now that Congress wouldn’t authorize these funds, they decide they must raise premiums to cover the losses they knew they were going to have without the governments help. Rather than requiring Health Insurers in Minnesota to operate in the entire State and base their premiums on statewide experience, or to cough up and cover the losses they knew were coming, we are bailing them out with taxpayers funds. We must realize that “for profit healthcare” is an oxymoron. We can have highly paid medical professionals without paying dividends to shareholders. With Medicare operating at 4% of premiums, the 20% that these “highly efficient private business’s” are allowed to charge is exorbitant.